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Musings on personal finance and more...

How to plan for award travel when you’re an infrequent flyer

  While some folks who read this site are avid travelers, zooming around the globe as frequently as a satellite, others may fly infrequently and think that award travel is completely irrelevant to them. Nonsense. Award travel is open to … Read MoreRead More

When to let your points expire

  I once wrote to not let your airline miles expire.  But there are always exceptions, and I am starting to think that there are reasons worth discussing. Sacrilege? No, just simplification and efficiency. … Read More

Transit is not expensive

  Common in any ongoing discussion of transit is the price. It seems like a fare hike has either just happened or is about to happen soon. This brings out the usual amount of griping, mostly about how expensive transit … Read MoreRead More

The joys of not driving to work

  At around 5PM each day, I look out the window of my office building. Across the street is a parking garage, one of those brutally functional structures whose slanted sides always brings to mind Donkey Kong. What I see … Read MoreRead More

Beware of induced spending (or the perils of credit card travel benefits)

  I read lots of travel hacking blogs, as I’ve mentioned many times. And because sometimes travel hacking blogs seem more like credit card sales pages, I ingest many marketing messages on a regular basis. So when I was writing … Read More

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How to get Global Entry for 50% off (and zip through customs and security lines)

  Going through customs can be a drag. You are accosted by a bored-yet-potentially-malevolent customs officer, who volleys questions at you. These questions seem innocuous, but are can be phrased so as to imply subtle accusation (“Why did you leave the … Read More

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Treat time like money

  Any visitor to my home will notice a distinct lack of clocks. At some point during their visit (not a short time, because I assure you I am a deeply scintillating host), they will look around to see what … Read MoreRead More

This is why you feel like you don’t have enough time

  I once read a book in which the author opined how a person should be willing to work double time, or on the weekends. The idea was that if one worked weekends, it will be all overtime, and thus … Read MoreRead More

You are more than lucky

  “You’re really lucky.” I hear people say this a lot. And not just when they’re talking to me, of course! I just thought that was easier to type than the phrase “he/she/they/you is/are really lucky.” This phrase is usually … Read MoreRead More

Who is responsible when a pedestrian is killed?

  My neighbor in New York City was killed a few years ago. She was riding home on her bicycle, and was hit by someone driving an SUV. Criminal charges were never filed against the driver, though he was sued … Read MoreRead More

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