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Musings on personal finance and more...

What’s up with OregonSaves?

A program designed to help Oregonians save for retirement is a great option, assuming your employer knows to sign up. … Read More

Is there a connection between student loans and mental health?

A new study proposes how having student loans could be a detriment to your mental health. This seems both obvious and profound. … Read More

You might as well sign up for class action suits

You won't strike it rich, but for a few minutes of your time, a class action suit can be an easy payout, so it's probably worth it. … Read More

Student loan cancellation is dead: what now?

The Supreme Court has cancelled student loan cancellation. Here's what to do now that that particular plan is dead. … Read More

Is there an alternative? Stocks, inflation, and where to put your money now

With inflation and rising interest rates, some say that there are better places to put your money than stocks. I'm skeptical. … Read More

What is the minimum you could live on?

Determining the minimum amount of money you could live on is important for determining your emergency fund and other financial goals. … Read More

Should you move your emergency fund to an interest-earning account?

It's not important to earn interest on your emergency fund, but if there is no downside, then why not do so, now that rates are so high? … Read More

Was the student loan moratorium bad for borrowers?

It's hard to argue that the student loan payment moratorium was somehow bad for borrowers. But some economists are still trying. … Read More

How not to be house poor

Home ownership can be a financial disaster if you're not careful, and one of the ways to prevent this is to not be "house poor". … Read More

You might now have less medical debt on your credit report

The three credit agencies give a benefit to those with outstanding medical debt, and in the process show how much power they wield over us. I’m on the Consumer Financial Protection Bureau (CFPB) mailing list, mainly so you don’t have … Read MoreRead More

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