Connecting with a partner around money is one of the most powerful ways to grow closer and more aligned. Here’s how to have the talk. … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
More of why I don’t pick stocks
Think you can pick the right stocks that will make you rich? You’re probably wrong, as are most people, including me. … Read More
Do you have to track your spending forever?
Some people resist the idea that they should track their spending forever. But what else gives so much benefit for a small amount of work? … Read More
There is no shame in filing for unemployment (or other benefits)
We need to de-stigmatize utilizing public services such as unemployment or SNAP benefits (food stamps) when times are tough. … Read More
Would you rather: buy a new car or own a home?
I argue that for most people, you can choose to buy a new car or own a home (if you can have either of them at all), but not both. … Read More
Self-care is not doom spending
Self-care is an important part of life, and it’s okay (not reckless, and certainly not doom spending) to allocate money for this purpose. … Read More
Are you doom spending?
A phrase, doom spending (or doomspending) gets to the heart of the hopelessness people face about their finances and their future. … Read More
The Buy/Rent Calculator tells it like it is
The New York Times calculator showing whether to rent or buy a home is more cost-effective has a lot of wisdom, even with unhappy news. … Read More
You aren’t smarter than the timeshare people
You aren’t going to make money on a timeshare purchase. A timeshare will cost you forever, and you won’t even get to use it much either. … Read More
Was the 401(k) a mistake?
The 401(k) is the best option that most people have for saving for retirement. But its introduction may have been a mistake. … Read More