Recent trends have shown that debit cards may be starting to become more fashionable, and perhaps favored over credit cards. The first time I got a real debit card (and not an ATM card) was in college. The bank had … Read More … Read More
Decisions
What are your three financial goals?
One exercise I do with my coaching clients very early on is to figure out their three financial goals. I encourage you to do the same. … Read More
How (and why) to add friction to your spending
Companies talk a lot about how to reduce friction when it comes to spending. But is that really benefiting you? … Read More
“Cancel cosplay” or how to save money on your subscriptions
“Cancel cosplay” is a widely-accepted but pointless role-playing, where you pretend to cancel a subscription, and they try to win you back. … Read More
Buy Now Pay Later is coming to your credit score
A benefit of Buy Now Pay Later services is going away, as a delinquent borrower’s credit score will now be affected. … Read More
The high cost of getting your money sooner
Many payment services will offer an option to allow you to get your money sooner, but charge a fee that negates the benefit of doing so. … Read More
Why now is not the time to stop putting money away
Don’t stop putting money away now; instead, use dollar-cost averaging to protect yourself against uncertainty and volatility in the market. … Read More
Year in review: The best posts of 2024
I review the best posts of 2024, from the posts you liked the best to the ones I’m most pleased with. … Read More
Reminder: You don’t need to give out your phone number
Reclaim your focus, save money, and beat back those endless notifications by not giving out your phone number and doing this instead. … Read More
