target date funds

Glide paths, or why even simple money decisions aren’t always so simple

Target date funds use differing ways to adjust investments over time, showing that even simple money decisions have unexpected complexity. I’m not here to suggest specific investments for your money. Not only is it a legal thing, but to me … Read MoreRead More

Crosshairs

Do you want to invest in a target date fund?

In 2006, Congress passed the Pension Protection Act. It’s a scintillating read. Among much else, it provided statutory authority for employers to enroll workers in retirement plans automatically, and also established criteria of “safe harbor investments” to protect employers from … Read MoreRead More